Loading . . .

Loan against Property

Loan against Property

Loan against property allows you to use the value locked up in a property to meet any expenses you may have. While the loan amount depends on the total value of your property, you are free to use the funds as you see fit. Your property acts as collateral for the loan, but you can continue to use it as before.

SS Group provides customized property loan depending on your requirement like Financing your child’s education, managing your wedding expenses, expanding your business, or even handling unforeseen medical expenses. Thus, you may be salaried, self-employed - rest assured, we have a product for you. Our streamlined process with minimal documentation ensures a hassle-free experience for every customer.

Flexible Tenure

Salaried individuals can select a tenure ranging from 2 to 20 years and repay the loan conveniently. Self-employed individuals can select a tenure of up to 18 years to repay the loan. You can part-prepay or prepay your loan anytime at minimal charges.

Easy Balance Transfer Facility

Transfer your existing loan using SS Group's facility with minimal documentation and quick processing and get a high-value top-up loan.

Flexi Loans

Flexi Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit rating. Borrow funds whenever you need them and prepay when you have additional funds in hand

Online account management

Access your loan details anytime and anywhere with SS Group.

High-value loans made affordable

SS Group gives you access to a higher loan amount at affordable.

Eligibility Criteria for Loan against Property

Eligibility criteria For Salaried For Self - Employed

Nationality

Resident Indian

Resident Indian

Age

Between 21 and 60 years

Between 25 and 65 years

Work Experience / Business Continuity

Salaried employee in an MNC, a private company or the public sector

Self-employed individual with a steady source of income

CIBIL Score

700+

700+

Documents Required for a Home Loan

Category Documents

Identity Proof (any one)

  • PAN Card
  • Driving License
  • Voter ID
  • Valid Passport

Address Proof (any one)

  • Electricity Bill/ Water Bill/ Telephone Bill/Valid passport
  • Aadhaar Card
  • Driving License
  • Voter ID

Other Documents

  • Passport-size photograph
  • Document for proof of 5 years of business continuity (for self-employed individuals)

Income Proof Documents Required for Home Loan

Home Loan for: Documents

Self-Employed and Salaried Individuals

  • Latest salary slips or Form 16
  • Bank account statements of the last 6 months
  • Income Tax Returns for the latest 2 years
  • Documents of property to be mortgaged.

DISCLAIMER: Please note that the above criteria are indicative, and by no means should be considered a substitute for professional advice. Actual eligibility criteria will depend on a variety of factors, including SS Group's policies at the time of loan application. For more details, please Apply now or speak with a customer care representative.